Why I Never Sell My Bitcoin (I Do This Instead)
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This video is sponsored by Nexo. Crypto products are not FDIC insured. This is not financial advice. Digital assets involve risk, including potential loss of principal.
Most crypto holders are making the same mistake. They’re sitting on Bitcoin or Ethereum, earning exactly $0, while that same crypto could be working for them every single day without selling a single coin.
In this video, I break down two moves you can make with your crypto right now: earn daily interest on it, or borrow against it without triggering a taxable event. I also cover the real risks, including custodial risk, and what “not your keys, not your coins” actually means before you move anything.
📌 WHAT YOU’LL LEARN:
→ Why idle crypto is costing you more than you think
→ The real math behind selling and why it’s usually the wrong move
→ The HELOC concept applied to Bitcoin and how wealthy people access cash without selling assets
→ Real numbers: $50K in BTC, $10K borrowed, 20% LTV how a crypto credit line actually works
→ The full risk breakdown: custodial risk, LTV mechanics, and what happens when the price drops
→ How to use these tools responsibly without abandoning self-custody
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🕐 TIMESTAMPS:
0:00 — Your crypto is sitting there doing nothing
1:15 — The opportunity cost most holders never think about
2:17 — Why selling is the wrong move (the real math)
3:19 — The HELOC concept: how wealthy people access cash without selling
4:25 — How a crypto credit line works — real dollar example
7:30 — The honest risk breakdown: custodial risk and LTV explained
10:51 — My take: how to use these tools without abandoning self-custody
12:14 — Nexo welcome bonus: 30 days of Premier tier free
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ABOUT ME 👇
My mission is to provide my viewers with actionable content that helps them build financial wealth. My videos reflect my real-world experience as a real estate investor, stock market investor, finance major, and entrepreneur.
This channel allows me to share my passion for personal finance, stock market investing, real estate investing, and entrepreneurship. I produce content that I would want to watch, and because of that, I give 100% effort in every video that I make. I also believe in complete transparency and open communication with my audience.
DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. You must conduct your own research. I am merely sharing my opinion with no guarantee of gains or losses on investments.
AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion.
