The Long View: Wade Pfau – Higher Bond Yields Are a Plus for Retirees

The retirement researcher weighs in on in-retirement asset allocation and the best ways to address sequence risk and shares his favorite retirement-spending system and longevity calculator.

Episode Highlights
00:00:00 Updates to the Retirement Planning Guidebook
00:00:29 Do Retirees Today Have a Stronger Starting Spending Rate?
00:04:03 Asset Allocation, Annuities, and Target-Date Funds
00:08:11 Retirement Income Styles
00:15:07 Non-US Safe Withdrawal Rates and Flexible Spending Strategies
00:23:55 Probability of Success and Estimating Longevity
00:27:47 Underspending, Organic Income, and Mortgage Payoff
00:35:46 Exploring the Retirement Risk Zone
00:39:20 Equity Glide Paths, Sequence Risk, and Delaying Social Security
00:46:43 Annuities: Private Equity Concerns and Due Diligence

This episode is sponsored by Vanguard: https://advisors.vanguard.com/engagement/fixed-income