How Smart Investors Get Paid When Markets Crash (Instead of Panicking) – Andy Tanner, Del Denney
Learning how to protect your portfolio without selling is a skill most investors don’t develop until after they’ve taken losses, and in this episode of the Rich Dad StockCast, host Del Denney sits down with Rich Dad expert Andy Tanner to break it down.
Most investors react emotionally during market volatility. They panic, sell their assets, lock in losses, and miss the recovery. Andy explains why this happens and how professional investors take a different approach—by preparing rather than reacting.
You’ll learn how wealthy investors use hedging strategies, including options and delta hedging, to protect their portfolios without liquidating positions. The conversation explains how tools like the VIX act as a “fear gauge,” how insurance-based strategies can offset downside risk, and why contracts—not diversification—are the foundation of professional risk management.
This episode also breaks down the difference between amateur and professional investors. Amateurs chase capital gains and rely on diversification, while professionals focus on cash flow and use strategic hedging to control risk and create opportunity in uncertain markets.
Andy also shares practical frameworks for thinking about volatility, including how to stay invested, preserve cash flow, and even generate income during market downturns.
If you want to stop reacting to the market and start managing risk like a professional investor, this episode gives you a clear, actionable framework to protect your portfolio and position you for opportunities.
🎯 Visit https://bit.ly/3JsRdmj for access to FREE investing tools, including Andy’s “Power of 6” ebook.
00:00 Introduction
01:45 Why Investors Panic
06:19 War Headlines And Markets
08:58 Pros Hedge With Contracts
12:12 VIX The Fear Gauge
15:14 Break And Reset
16:13 Delta Hedging Explained
21:38 Options Insurance Plays
24:49 First Steps And Wrap Up
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Disclaimer: The information provided in this video is for educational and informational purposes only. It should not be considered as financial advice or a recommendation to buy or sell any financial instrument or engage in any financial activity.
The content presented here is based on the speaker’s personal opinions and research, which may not always be accurate or up-to-date. Financial markets and investments carry inherent risks, and individuals should conduct their own research and seek professional advice before making any financial decisions.

