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The Financial News

Ryan Frederick: Why Your Home May Matter More Than Your Portfolio Later in Life


In retirement, we ‘underestimate the financial opportunity cost of owning a home’ and how much it can influence health and wealth, says the expert in housing and longevity.

Our guest on the podcast today is Ryan Frederick, an author, speaker, and entrepreneur focused on the intersection of place and healthy longevity. As founder and CEO of HERE, he provides content courses and coaching in place planning, a holistic, research-based approach to help people find the right place for every stage of life. He’s also the author of Right Place, Right Time, a book that helps individuals think through housing decisions for the second half of life. In addition, Ryan provides strategy consulting to organizations looking to create better places, including Fortune 500 companies, institutional investors, health systems, and housing developers and operators. He’s also a member of the Advisory Council for the Stanford Center on Longevity. He previously served on the National Advisory Board of Johns Hopkins University School of Nursing and was a member of the Bipartisan Policy Center Task Force on Health and Housing. He’s a graduate of Princeton University and Stanford Business School.

HERE https://www.here.life/about

Episode Highlights

00:00:00 Senior Living, Longevity, and 100-Year Life Planning

00:08:39 How Place Influences Health as You Age

00:10:37 The Four Pillars of Place Planning

00:16:19 Income’s Impact on Housing, Home Equity, and Limitations of Aging in Place

00:30:01 Place Planning Tools and Building Community

00:41:43 New Housing Models, Cohousing, and Age Diversity

00:49:13 Continuing Care Retirement Communities and Healthy Aging Dashboards

More From Morningstar

Your Retirement Countdown, With Christine Benz https://www.morningstar.com/retirement/your-retirement-countdown-with-christine-benz

Harry Margolis: How to Confront Aging Challenges Head-On https://www.morningstar.com/podcasts/the-long-view/harry-margolis-how-confront-aging-challenges-head-on

Joy Loverde: Planning Ahead for Care Needs as You Get Older https://www.morningstar.com/podcasts/the-long-view/joy-loverde-planning-ahead-care-needs-you-get-older

If you have a comment or a guest idea, please email us at TheLongView@Morningstar.com.

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Amy Arnott on LinkedIn: https://www.linkedin.com/in/amy-c-arnott-cfa-6a1a7331

Ben Johnson on LinkedIn: https://www.linkedin.com/in/ben-johnson-cfa-5a288175

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Visit Morningstar.com for new research and insights from Christine, Ben, and Amy.

This episode is sponsored by Vanguard: https://advisors.vanguard.com/engagement/fixed-income


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