How to Build Wealth with the 3 Bucket Strategy (By Age)
What’s a better way to build wealth across every decade of your life? We walk through the tax-free, tax-deferred, and after-tax buckets and show you exactly how to use them at every age and stage.
We follow Manny the Mutant from age 25 to retirement at 65, watching a $50,000 salary and a 25% savings rate grow into lasting wealth, with the majority sitting in a tax-free account. Whether you’re just starting out or entering your peak earning years, this episode will show you how the Financial Order of Operations can turn actionable insights into wealth that lasts.
Timestamps
0:00 The Three Tax Bucket Strategy
1:54 Meet Manny the Mutant
4:21 Your 20s
12:24 Your 30s
20:13 Your 40s
26:50 Your 50s and Beyond
30:00 Manny’s Final Results at Age 65
🔗 Financial Order of Operations (FOO) → https://moneyguy.com/guide/foo/
🔗 Net Worth Tool → https://moneyguy.com/products/the-money-guy-net-worth-tool/
🔗 Roth IRA Guide → https://learn.moneyguy.com/everything-you-need-to-know-about-roth-iras
🎓 Brian Preston (CFP®, CPA) and Bo Hanson (CFA®, CFP®) share professional insights to help you own your financial future.
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