5 Ways To Retire Early (That You Might Not Know About)
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Want to retire early but worried your retirement money is locked up until age 59 and a half? Brian and Bo break down 5 early retirement strategies that can help you access your investments sooner, including taxable brokerage accounts, the Rule of 55, 72(t) distributions, Roth conversion ladders, and Coast FIRE. Learn how early retirement withdrawals work, the tax implications to consider, and why the best financial independence strategy may involve combining multiple account types. Whether you want to retire at 50, reach FIRE, optimize your 401(k), or simply own your time sooner, understanding these retirement planning strategies can help you build a more flexible financial future.
Timestamps
00:00:00 5 Ways to Retire Early
00:01:24 Should You Still Use Retirement Accounts?
00:02:21 Strategy #1: Taxable Brokerage Accounts
00:04:58 Strategy #2: The Rule of 55
00:08:07 Strategy #3: 72(t) Distributions Explained
00:11:35 The Pros & Cons of 72(t)
00:15:32 Strategy #4: Roth Conversion Ladders
00:17:30 How a Roth Conversion Ladder Works
00:22:52 Strategy #5: Coast FIRE
00:24:55 The Pros & Cons of Coast FIRE
00:27:55 Which Early Retirement Strategy Is Best?
00:29:37 Why Combining Strategies Can Work
00:31:02 When Retirement Planning Gets Complicated
🔗 The Money Guy Guide to Retirement → https://moneyguy.com/resource/the-money-guy-guide-to-retirement/
🔗 Retirement – Money Guy’s Ultimate Guide → https://moneyguy.com/guide/retirement/
🔗 401(k) – Your Ultimate Guide → https://moneyguy.com/guide/401k/
🔗 How Much Should You Save? → https://moneyguy.com/resource/how-much-to-save/
🔗 Financial Order of Operations → https://moneyguy.com/guide/foo/
🎓 Brian Preston (CFP®, CPA) and Bo Hanson (CFA®, CFP®) share professional insights to help you own your financial future.
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